Teaching the 99%
What the
Top 1% Know.
Your family deserves the same strategies as the wealthy.
Quit corporate. Built a family business. Went 100% remote. 11 years teaching families how money really works — and how to make it work for them.
Financial ServicesBuilt for real families. Engineered for results.
Every strategy is custom-built around your goals, your family, and your future. No cookie-cutter plans. No unnecessary complexity. Just real solutions that work.
Stop overpaying. The #1 way to leverage the tax code is running your own business. I show you what your CPA never told you.
Indexed products, cash value life insurance, and long-term wealth infrastructure — the tools the 1% use, available to everyone.
Term, whole, and indexed universal life solutions that protect your family today and build a tax-free legacy for tomorrow.
Safeguard your home and your family's security. Because the roof over your kids' heads is non-negotiable.
Retire on your terms — not when your employer says so. Tax-efficient strategies that build freedom, not just a balance sheet.
Want to build your own agency? Austin trains teams nationwide. The same path he walked — 100% remote, family-first — now open to you.
From IT Sales
to Financial Freedom.The story that started with a 47% tax bill.
"How come they don't teach this in school? How come my job never told me about this? Everyone needs to know about this."
It started in 2014 — IT Sales in the Bay Area, new house, new baby, making "good money" but paying 47% in taxes. His CPA dropped one line that changed everything: "The #1 way to leverage the tax code is to run your own business."
A mutual friend — 13 years in financial services, 2,000-person nationwide agency — sat down with Austin and his wife. He was blown away. Quit IT. Went all in on coaching families on money. A few years later, his mom joined the business. Then his wife left corporate to join him.
Now — 2 kids, multiple offices, home purchases, and running a 100% remote family business — the Harwoods have built life entirely on their own terms. 11 years in. More learned about money than in the prior 34 combined.
From First CallA clear 4-step path to financial clarity.
A real conversation — no pitch, no pressure. We map where you are and where you want to go.
We identify your income, taxes, protection gaps, and opportunities. The full picture — clearly explained.
Your personalized plan — built around your family, your goals, and the tax code working in your favor.
Annual reviews, life updates, and a direct line to Austin whenever you need it.
Core SpecialtiesHigh-impact strategies for what matters most.
Most people hand over 30–50% of their income without realizing there's a better way. I teach families and business owners the same legal tax strategies that wealthy entrepreneurs have used for decades.
Tax-free growth potential, downside protection, and a tax-free death benefit. A powerful wealth-building tool — and I'll tell you honestly whether it fits your situation.
Building a reliable, tax-efficient income stream that lasts as long as you do — regardless of market conditions. We design your retirement around your lifestyle, not a generic number.
For those ready to build their own agency: Austin is a national trainer with a proven system. The same path he took from corporate to family business — now teachable, duplicatable, and 100% remote.
Ready to Learn What
They Never Taught You?
One conversation changes everything.
No sales pressure. No jargon. Just a straightforward conversation about where you are and where you want to go. Austin did this — so can you.